Debt consolidation is one of the most effective ways to effectively manage debt. It can greatly improve your debt-to-income ratio and help you get back on your feet. You will have more money in your pocket and less debt to worry about, and while your options are a little more limited if you have bad […]

How to Get Debt Consolidation Loans When You Have Bad Credit is a post from Pocket Your Dollars.

Should I refinance my student loans? It depends on your situation. But a common reason for people to refinance their student loans is that they want to pay less interest. Even a small decrease in the rate could save you a lot of money over the life of the loan and ultimately help you pay …

The post Should I Refinance My Student Loans? appeared first on GrowthRapidly.

Attending college or university is a dream for a ton of people. Yet higher education can be expensive, seemingly putting that dream out of reach for many students and families. Tuition at American schools has steadily increased for decades, so it can be hard for your average student to afford it. But it’s not only… Read More

The post What to Know Before Taking Out a Subsidized Loan appeared first on Credit.com.

Buying a home, especially if you’re a first-time home buyer, can be daunting and nerve racking. But it does not have to be. LendingTree’s online loan marketplace has got you covered – at least when it comes to getting a mortgage. A 2016 study by the Office of Research of the Bureau of Consumer Financial …

The post Buying a Home for the First Time? Avoid These Mistakes appeared first on GrowthRapidly.

“For rent by owner,” reads the sign. You know what it means, but do you really understand what renting from a private landlord entails? Check out the pros and cons of renting from a property owner instead of a management company to figure out if a “for rent by owner” apartment is right for you. […]

The post Should You Rent from a Private Landlord? appeared first on Apartment Life.

As Americans grappled with the financial consequences of the pandemic in March of this year, the federal government took several actions to help cash-strapped consumers. For starters, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act in late March of 2020, which included a temporary suspension of payments and interest for government-owned student […]

The post Should You Make Payments During Coronavirus Student Loan Deferment? appeared first on Good Financial Cents®.

College graduates saddled with student loans may find this hard to believe, but there is one upside to having to pay back all that debt: It helps you build credit. That may seem like a small consolation — particularly if the balances you owe are even average — but credit can be hard to come by. Of course,… Read More

The post How to Build Credit Without Student Loans appeared first on Credit.com.

Getting a new car is a big decision, and you should choose your next vehicle carefully. But if you think finding the right car is difficult, deciding whether to lease or buy can be even more overwhelming. Start the process right by understanding the minimum credit score to lease a car and determining whether this… Read More

The post What to Do Before You Lease a Car appeared first on Credit.com.