Some of us know it as I.R.A while others pronounce it âeye-ruh.â No matter if youâre team âI-R-Aâ or team âeye-ruhâ, you should definitely know what it means! These letters stand for Individual Retirement Account. Donât roll your eyes!…
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I am not sure what to do…I went thru a debt consolidation company and completed in back in 2009..now 8 years later this collection agency is coming after me saying I owe 27,000 on an old debt. Mind you that I have not heard anything nothing notta from this company since 2009 now they are threatening to have a lien on our home..they drained my checking account and have tried 3 other banks to get money which were NOT my accounts they are grasping at straws and I don't know if there is anything I can do this company will NOT work with me they want full 27,000 now..please help with any advice you may have thanks
While women have certainly made strides in many areas of the business world, when it comes to entrepreneurship, a significant gender gap remains. Around 10.2% of women between ages 18 and 64 are new entrepreneurs, a rate around three-quarters that … Continue reading →
The post Best Places for Women Entrepreneurs – 2020 Edition appeared first on SmartAsset Blog.
Schoolwork? Check. Social life? Check. Managing your checking account? We’ve got your back.
The post 6 Tips for Successfully Managing a Checking Account in College appeared first on Discover Bank – Banking Topics Blog.
Food is essential to our existence. What isn't essential is paying an arm and a leg for our daily bread. Compared to dining out, buying groceries and cooking homemade meals remains a far more affordable way to eat. But grocery shopping can be even more affordable with these tips the next time you find yourself carting down the aisles.
Let's explore each tip a little further.
Shop more efficiently at the supermarket by leaving your cart at the end of each aisle. It’s faster because you’ll go directly to what you need and grab it, plus you’ll be less tempted to purchase extras since you won’t be wandering slowly down the aisle with the cart.
When you’re at the supermarket, make sure you keep a close watch while your items are being rung up. A recent study found that 10 percent of items are scanned in at the incorrect price.
Remember the cardinal rule when it comes to saving money on food: If it’s “convenient,” it’s probably costly. For example, pickles cut flat for sandwiches, juice in single-serving bottles, pre-shredded cheese, and “baby” carrots. Think carefully about what you’re buying and decide if the convenience is worth the extra cost!
When shopping, know your terminology: Only the term “use by” means that you shouldn’t eat the food after the date indicated. “Sell by” dates are only an indication for the store, and foods will usually keep one to two weeks after. “Best before” is only an indication of food quality, not of food safety, so again, your perishables may still be fine to eat.
If you find you’re making a lot of impulse purchases at the store because your kids are begging for snack foods, keep them quiet by buying them a package of animal crackers or a similar snack right when you get to the store. Most stores don’t even mind if your kids eat the crackers before you pay for them.
Supermarkets often discount their day-old or slightly overripe items in the morning. This is a great way of getting deals on fruit, vegetables, bread, and other foods. At first glimpse, this money-saving strategy may not seem appealing to you, but you can use these items in casseroles, desserts, and other dishes where you won’t even notice the difference. With a loaf of day-old bread, for example, you can make french toast, stuffing, croutons, bread pudding, and much more!
When you’ve been buying the same brand-name product for as long as you can remember, it’s hard to make the switch to generics. However, you’ll be surprised when you find many generic and store-brand products taste exactly the same (or better!) for less than half the cost. Always buy generic baking ingredients such as flour, oil, and sugar. These generics are indistinguishable from their more-expensive counterparts. Frozen and canned vegetables are also usually exactly the same. As for products such as cereals, cookies, and crackers, basic is better—we’ve had good luck with plain granola, potato chips, and wheat crackers. No matter what the product, it never hurts to try. If you end up having to throw away one can of soup, you’ve wasted a few dollars, but if you like it, you can save a lot over the course of a year.
Need a little help budgeting your trips to the supermarket? Many chains now offer prepaid gift cards. Buy one for yourself and think of it as a portable checking account: Put money on the card, then “withdraw” from it every time you shop. With a dedicated grocery “account,” you’ll find it’s easier to keep a tighter rein on your spending.
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Have you been spending lots of time at home? Creating a household budget can help you get a handle on where youâre spendingâand where you can find ways to save.
The post How to Save More Money in the Stay-at-Home Economy by Focusing on What Matters Most appeared first on Discover Bank – Banking Topics Blog.
As a busy parent, your life is moving in all directions. Your checking account needs to keep pace.
The post Banking for Busy Parents: 4 Essential Checking Account Features appeared first on Discover Bank – Banking Topics Blog.
While paying your rent with a credit card has both benefits – raise your credit score! – and drawbacks – hello, fees – the process is nevertheless becoming easier. Now, tenants have more options and opportunities to charge their rent. Find out if it makes sense for you.
Every time thereâs a large credit card breach, youâll hear some expert say risks for consumers are low, because itâs easy to cancel a credit or debit card and get a new one. Not so fast. If fraud appears on your bill, but you donât notice it, youâll pay for it. More important, changing account… Read More
The post 14 Ways to Prevent Fraud on Your Debit & Credit Cards appeared first on Credit.com.
Are Credit Card to Credit Card Payments Possible and a Good Idea? Paying the balance on one of your credit cards with another credit card is possible. But when you make a credit card to credit card payment, you’re not reducing debtâ you’re simply moving it from one account to another. Whether or not this is a good idea… Read More
The post Are Credit Card to Credit Card Payments Possible? appeared first on Credit.com.
