In borrowing, there are two types of debts, recourse and nonrecourse. Recourse debt holds the person borrowing money personally liable for the debt. If you default on a recourse loan, the lender will have license, or recourse, to go after … Continue reading →
The post What Is a Recourse Loan? appeared first on SmartAsset Blog.
If youâve been wanting to make a big purchase, but your credit is less than spectacular, you might have looked into Fingerhut as an option. Fingerhut is an online catalog and retailer that showcases a multitude of products. On this website, customers can shop for anything from electronics to home décor to auto parts. Fingerhut […]
How to Build Credit with Fingerhut is a post from Pocket Your Dollars.
On the surface, reward cards are a great way to make a few extra dollars or grab some air miles without increasing your spending or your debt. If you spend a lot of money at a particular shop, store cards will seem like an equally beneficial prospect. But these cards exist for a reasonâtheyâre there […]
Truth About Reward and Store Credit Cards is a post from Pocket Your Dollars.
Declaring bankruptcy can damage your credit significantly. Here’s what you need to know about declaring bankruptcy and what you can do to rebuild your credit.
By the end of May 2020, more than 40 million people had filed unemployment claims due to COVID-19 and the resulting economic shutdowns. Governments, charities, and even creditors scrambled to put programs in place to support people during this time while also mitigating future economic fallout. And this isn’t the first time creditors have found… Read More
The post What Is the FICO Resilience Index? appeared first on Credit.com.
Your credit score has a huge impact on your overall financial well-being. A good credit score will help you to buy a new car, purchase your first home, or just take a relaxing vacation overseas.…
The post Improve Your Credit Score in 2021 With These 11 Proven Steps appeared first on Crediful.
Around 6.1% of employed Americans worked for themselves in 2019, yet the ranks of the self-employed might increase among certain professions more than others. By 2026, the U.S. Bureau of Labor Statistics projects that self-employment will rise by nearly 8%. Some self-employed professionals experience high pay in addition to increased flexibility. Dentists, for example, are […]
The post Why Itâs Harder to Get Credit When Youâre Self-Employed appeared first on Good Financial Cents®.
Have you ever applied for a credit card, car loan or mortgage? If so, then one of the first things the lender looked at was your FICO score. It has a major impact not only on getting approved in the…
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The post What Do New FICO Changes Mean for Me? appeared first on MintLife Blog.
If you are you looking for an inexpensive way to get a large influx of Ultimate Rewards points, the Chase Freedom Flex and Freedom Unlimited cards offer large bonuses with low spending thresholds.
Credit cards, interest rates, loans, even where you liveâthese all depend on your credit score. If you have a good credit score, youâre more likely to get better financial offers. But if you have a low or nonexistent score, the chances of getting prime financial offers are pretty slim. If you have low or nonexistent… Read More
The post 3 Ways to Build Credit if You Can’t Get a Credit Card appeared first on Credit.com.
