The post 12 Habits of Debt Free People appeared first on Penny Pinchin' Mom.

Getting out of debt is not easy, but it is possible. Thousands of people do it every year. They do it because of some things they each do. These are the habits of people who are debt free. There is no greater feeling in the world than not having debt hanging over your head.  Whether … Read More about 12 Habits of Debt Free People

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The post From Bankruptcy to Paying $22,000 Cash for a Car appeared first on Penny Pinchin' Mom.

I was recently a guest on the Masters of Money podcast.  One of the statements Phil made was “Wait a minute.  How does one go from declaring bankruptcy to paying $22,000 cash for a car?” I had never really looked at my journey in that way.  But, when I thought about it, I realized – … Read More about From Bankruptcy to Paying $22,000 Cash for a Car

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The post The Ultimate Guide to Using a Cash Budget appeared first on Penny Pinchin' Mom.

There are many types of budgets you can try.  A quick Google search will show you lots of options – including the cash envelope budget.  If you say it will not work for you, it means you did not try doing it the right way. Whether you are getting out of debt or not, you … Read More about The Ultimate Guide to Using a Cash Budget

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