The post 10 Crucial Steps To Getting Out of Debt appeared first on Penny Pinchin' Mom.

In 2017, the average American consumer debt rose around 8%.  That results in the average American owing more than $15,000 in credit card debt. Holy smokes!! Why so much debt?  While some are the result of medical debt and the need to cover living expenses due to a layoff, the majority is due to financing … Read More about 10 Crucial Steps To Getting Out of Debt

The post 10 Crucial Steps To Getting Out of Debt appeared first on Penny Pinchin' Mom.

If you’re like a lot of us, 2020 did a number on your cash flow. Here are six ways to rescue it.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Things seem to have a way of breaking down at the worst times. Here’s how you can make sure you’re prepared for the worst.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Coronavirus hasn’t entirely ended life as we knew it, but it’s certainly caused changes, some of which are likely to be with us for a very long time. For some the coronavirus is literally a matter of life and death, and it raises an important question: how does coronavirus affect life insurance? No one likes […]

The post How Does Coronavirus Affect Life Insurance? appeared first on Good Financial Cents®.

Nobody’s perfect with their money. We all slip up. These are the biggest blunders 20-somethings make — and how they can redeem themselves.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

In a recession it’s common for many people to rely on credit cards and loans to balance their finances. It’s the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according to historical data from the Federal Reserve Bank of St. Louis. It found that […]

The post How to Get Approved for Credit in a Financial Downturn appeared first on Good Financial Cents®.

If you’re applying for a credit card, you might stumble upon this term “accessible income.” In fact, that’s the only situation in which you will come across the term: on a credit card application. So, you need to know what it is. Accessible income is not just income you earn from your regular job. Rather, …

The post What Is “Accessible Income” on a Credit Card Application? appeared first on GrowthRapidly.

Debt consolidation is one of the most effective ways to effectively manage debt. It can greatly improve your debt-to-income ratio and help you get back on your feet. You will have more money in your pocket and less debt to worry about, and while your options are a little more limited if you have bad […]

How to Get Debt Consolidation Loans When You Have Bad Credit is a post from Pocket Your Dollars.